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Commercial property insurance that protects your premises

Specialist cover for buildings, contents, and rental income. Providing protection towards your commercial property against damage, disruption, and loss.

We can help to insure your business premises with tailored protection for shops, offices, industrial units, and unoccupied properties.

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Gemma Darcy profile picture
Gemma Darcy
1 year ago
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I was referred to Louise by my accountant, as a first-time purchaser of a car within my company, I didn’t know who to speak to about insurance. I tried online and spoke to a broker who was going to charge twice as much for a policy. Louise was friendly, professional, and quick to respond when I needed the policy to start immediately. Thanks for making me feel at ease Louise. Gemma Darcy Chartered Financial Adviser
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PaulTotten profile picture
PaulTotten
1 year ago
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Jason was an absolute God send as I had tirelessly came to dead ends with various insurance companies not getting back to me as my policy appeared to be too difficult for them. Jason had a quote within 24 hours and couldn't be more helpful. I fully recommend and will be a long standing customer from here on with Portal Broking Group Limited. Thank you so much again.
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Heather Broadhurst profile picture
Heather Broadhurst
2 years ago
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I have used Portal Broking Group for my business and car insurance so far and can honestly say I am thrilled with the service. Everything has been explained in full to me and it is clear that they search for the best deals. Any questions I have had have been answered thoroughly and honestly and I know the advice I have been given has been right for me and my business. Would highly recommend.
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James Hughes profile picture
James Hughes
2 years ago
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Louise has been ever so helpful with the insurance any queries or changes needed shes very quick at responding and resolving my queries. excellent service
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Ms Shirly Whirly profile picture
Ms Shirly Whirly
2 years ago
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Responded quickly and communicated well. Thank you Louise for your help!
 
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Bex Widdowson profile picture
Bex Widdowson
2 years ago
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I reached out to Jason for help with my business insurance. He walked me through the entire process, ensuring I understood every step. Jason highlighted situations where my coverage might need to change as my business evolves, providing invaluable foresight and peace of mind. Thanks to Jason, this once-confusing task was taken off my list. I feel secure knowing that both I and my business are well-covered
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Joanne Wright profile picture
Joanne Wright
2 years ago
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Portal Broking Group recently helped with the renewal of all my business insurances, the process was simple, a competitive quote was provided and policy documents received promptly. Can not recommend them enough.
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AAJ Construction profile picture
AAJ Construction
2 years ago
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Fantastic service received from Jason whilst we were seeking property insurance. Very responsive and was extremely competitive on the prices. Jason went above and beyond to ensure we received the best possible cover.
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We understand your business needs

And can provide cover to protect it.

What does commercial property insurance cover?

Typically, it covers the building itself, plus optional cover for contents, fixtures, accidental damage, loss of rent, and legal expenses.

What happens if I underestimate the rebuild value?

You may be underinsured. This could reduce your claim payout. Always insure for full rebuild costs, not market value.

Will it cover floods and storms?

Most policies include storm and flood damage, though high-risk areas may carry conditions or exclusions. We always explain any limitations clearly.

Can I insure an unoccupied commercial property?

Yes. Though premiums may be higher, cover is available. Policies often include conditions like regular inspections or boarded access.

Do I need separate policies for each property?

Not always. If you own multiple properties, we can combine them into one portfolio policy—simplifying cover and reducing cost.

Care For Your Business

We take time to understand your business, offering advice and protection that supports long-term security and operational confidence.

Our Experience

With decades of industry knowledge, our expert team delivers tailored insurance solutions that reflect real risks across every sector.

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Why we’re different

We take a strategic view of property risk, helping landlords and business owners avoid gaps in cover and unnecessary costs.

Attention to Detail

From rebuild values to tenant risk, we work through every detail to make sure your insurance reflects true property exposure.

Experienced

Our team has decades of experience arranging specialist property cover, from single sites to complex, multi-location commercial portfolios.

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